Free Loan Agreement Template

Free Loan Agreement Template – Need a simple and reliable Free Loan Agreement Template? You’ve come to the right place. Whether you’re lending money to a friend, family member, or business, it’s important to have a written contract in place. Our loan agreement template is free to download, easy to customise, and designed to protect both the lender and the borrower.

What is a Loan Agreement?

A Loan Agreement is a legally binding contract between a lender and a borrower. It clearly outlines the terms of the loan, repayment schedule, and any interest that applies. By using a written loan agreement, both parties have peace of mind knowing the arrangement is fair, transparent, and enforceable.

Loan agreements are commonly used for:

• Personal loans between friends and family

• Business loans for startups or small companies

• Short-term lending arrangements

• Larger loans requiring structured repayments

Why Use Our Free Loan Agreement Template?

Our Free Loan Agreement Template has been carefully created to provide a clear structure that you can edit to suit your circumstances.

Key benefits include:

• Free to download – no cost, no hassle

• Editable format – easy to adapt for personal or business use

• Covers essential clauses – repayment terms, interest, late payment, and borrower obligations

• Protects both parties – avoids misunderstandings and disputes

What’s Included in the Free Loan Agreement Template?

When you download our template, you’ll find:

• Loan details (amount, date, and parties involved)

• Repayment terms and schedule

• Interest rates (if applicable)

• Consequences of late or missed payments

• Governing law clause

• Signatures for both lender and borrower